TRUST THAT ENDURES. NEW POSSIBILITIES AWAITS - WELCOME TO TIER 13

💗 TRUSTED. CONSISTENT. REWARDED. 💗

Thank you for continuing to grow with SureFlow Finance. Every stage of your journey reflects the commitments you have honoured, the responsibility you have demonstrated and the trust that has developed through our relationship. As you progress into Tier 13, we recognise that meaningful progress is built over time, through consistent actions, honest communication and a willingness to approach each financial commitment thoughtfully. We appreciate the journey we have shared so far and the role you continue to play in strengthening that relationship.

As you take this next step, you may now apply for financial support of up to ₦350,000, subject to affordability checks, verification and final approval. We encourage you to consider your current needs carefully, request an amount that serves a genuine purpose and choose a repayment arrangement that remains manageable alongside your other financial responsibilities. Greater opportunities are most valuable when they support your goals without placing unnecessary pressure on your financial wellbeing.

WHAT YOU STAND TO GAIN

YOUR TIER 13 BENEFITS:

💗 Apply for loans up to ₦350,000

💗 Priority application review

💗 Continue building your Trust Score

💗 Progress towards Tier 14 eligibility

BEFORE YOU APPLY

This invitation is intended exclusively for customers invited to apply for Tier 13.

Applications remain subject to assessment and approval.

Please ensure any changes to the following have been updated before submitting your application:

• Residential address

• Employment

• Income

• Contact details

• Banking information

• Guarantor information

SOMETHING WORTH REMEMBERING

Before submitting your application, please review our Loan Calculator, Repayment Schedule, and Loan Terms & Conditions. These tools will help you understand your repayment obligations and choose a loan amount that is suitable for your financial circumstances. At SureFlow Finance, we are committed to responsible lending, transparency, and supporting our customers in making informed financial decisions.

Please note that submitting an application does not guarantee approval. All applications remain subject to affordability assessments, verification checks, and final approval. While your positive repayment history will be considered as part of our assessment, every application is reviewed individually to ensure lending remains responsible, sustainable, and fair.

Thank you for your continued trust in SureFlow Finance. We look forward to supporting you on the next stage of your financial journey. 💗

REPEAT GUARANTOR INFORMATION

Before submitting your application, we recommend sharing the Repeat Guarantor Information Form with your proposed guarantor so they are aware of the information and supporting documents that will be required. Please note that a guarantor may use the Repeat Guarantor Form if they have previously completed and successfully passed a guarantor verification process on your behalf.

⭐ YOUR CURRENT BORROWING LIMIT UNDER TIER 13 IS UP TO ₦350,000.

SureFlow Finance Client Reference Number *

If your previous identification document is no longer valid or has expired, please upload a current and valid government-issued identification document.

Updated proof of address document dated within the last 3 months. Acceptable documents may include a utility bill, bank statement, tenancy agreement, or any other official document showing your name and current residential address. *

Bank statement covering the most recent 3 month period. The statement should clearly display your name, account details, transaction history, and statement date. *

Upload your most recent credit report from CRC Credit Bureau or FirstCentral. (Required once every 12 months; if submitted within the past year, no new report is needed). *

What is the loan amount you are requesting? You may request up to a maximum of ₦350,000. *

What is the intended purpose of the loan? *

Personal / Emergency
Business Support
Education / School Fees
Medical Bill

What repayment period are you requesting for this loan? *

4 Weeks [10% Interest]
8 Weeks [15% Interest]
12 Weeks [20% Interest]
16 Weeks [25% Interest]
20 Weeks [30% Interest]
24 Weeks [35% Interest]

Full bank details, including Account Name, Bank Name and Account Number. Ensure all information is accurate, as these details may be used for loan disbursement and account verification purposes.

Are you using the same guarantor from your previous loan application? *

Yes, I'm using the same guarantor
No, I'm using a new guarantor
No, I'm a Signature Access Member

If you are using a new guarantor please provide their full name, phone number, and email address; including their relationship to you. Please note that family members are NOT accepted as guarantors.

Do you authorise SureFlow Finance to verify any information and supporting documents provided in this application where necessary for verification, compliance, affordability assessment, and loan processing purposes? *

Yes
No