CHECK YOUR ELIGIBILITY

BEFORE YOU APPLY, LET'S SEE WHERE YOU STAND.

Applying for financial support is a personal decision, and we believe you should have a reasonable idea of whether you may meet our basic requirements before completing a full application.

Our short eligibility check takes just a few minutes and gives us an initial understanding of your circumstances. It helps us determine whether you may be suitable to proceed to the full application stage. It’s simply the first step — not a final lending decision.

Before proceeding, you can use our Loan Calculator to explore available loan options, repayment periods and estimated repayments.

YOU MAY BE ELIGIBLE TO APPLY IF YOU:

• Are at least 18 years old
• Are resident in Nigeria
• Have a regular source of income (employment or business)
• Can comfortably afford the proposed repayments
• Are able to provide a suitable guarantor (where required)

YOUR APPLICATION MAY NOT BE APPROVED IF YOU:

• Do not meet our affordability or eligibility requirements
• Have provided false or misleading information
• Have a history of poor repayment or unresolved loan defaults
• Are unable to provide satisfactory verification documents or a suitable guarantor
• Fail our identity, affordability, or compliance checks

⭐️ CHECK YOUR ELIGIBILITY

Full Name *

Date of Birth *

Phone Number *

Email Address *

Full residential address, including house/building number, street name, town/city, county/state (where applicable), and postcode/ZIP code. *

Bank Verification Number (BVN) *

Can you provide a valid government-issued ID? *

Yes
No

Can you provide proof of your current residential address, in your own name? *

Yes
No

What is the loan amount you are requesting for? [First-time applicants may apply for up to ₦20,000. Access to higher amounts is earned through successful repayments and positive account history] *

What is the intended purpose of this loan? *

Personal / Emergency
Business Growth
Education / School Fees
Medical Bill

What repayment period are you requesting for this loan? *

4 Weeks [20% interest]
8 Weeks [40% interest]

Can you provide an independent guarantor if required? [Please note that family members are NOT accepted as guarantors]. *

Yes
No

Please upload your most recent credit report in PDF format, from CRC Credit Bureau or FirstCentral (Screenshots are NOT accepted). *

If you were referred to SureFlow Finance by a SureFlow Finance Ambassador, please enter their referral code below.

Do you confirm that you have provided accurate and complete information to the best of your knowledge; and this eligibility check is not a loan approval or guarantee of credit? *

Yes
No

Would you like to receive updates about loan opportunities, Savings Circles, financial tips, community programmes, and exclusive member offers from SureFlow Finance? 💗 *

Yes
No