LOAN CALCULATOR 

KNOW YOUR NUMBERS BEFORE YOU DECIDE

Before applying, we want you to have a clear picture of what your borrowing could look like. Use our calculator to explore your potential repayment amount, duration and applicable terms based on the loan option you’re considering. Take your time, look at the figures and choose an amount that feels realistic and comfortable for your circumstances.

No guesswork. No surprises. Just a clearer view before you take the next step.

Loan Duration Interest Rate
4 Weeks Tier-Based
8 Weeks Tier-Based
12 Weeks Tier-Based
16 Weeks Tier-Based
20 Weeks Tier-Based
24 Weeks Tier-Based
Tier System Maximum Duration
Tier 1 - 2 4 - 8 Weeks
Tier 3 - 4 4 - 12 Weeks
Tier 5 4 - 16 Weeks
Tier 6 - 9 4 - 20 Weeks
Tier 10 - 20 4 - 24 Weeks


REPAYMENT STRUCTURE & INTEREST RATE (%)

 

Entry Level (Up to ₦10,000)

Loan Details – ₦10,000

20% over 4 Weeks

40% over 8 Weeks

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Option A – 4 Weeks
• Loan Amount: ₦10,000
• Interest: 20% (₦2,000)
• Total Repayment: ₦12,000
• Weekly Repayment: ₦3,000

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Option B – 8 Weeks
• Loan Amount: ₦10,000
• Interest: 40% (₦4,000)
• Total Repayment: ₦14,000
• Weekly Repayment: ₦1,750

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TIER PROGRESSION REQUIREMENTS:

1 successful ENTRY LEVEL repayments required to unlock TIER 1.

No missed payments 

No active overdue payments

Borrower score MUST remain in good standing

Tier 1 (Up to ₦20,000)

Loan Details – ₦20,000

15% over 4 Weeks

30% over 8 Weeks

-----------

Option A – 4 Weeks
• Loan Amount: ₦20,000
• Interest: 15% (₦3,000)
• Total Repayment: ₦23,000
• Weekly Repayment: ₦5,750

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Option B – 8 Weeks
• Loan Amount: ₦20,000
• Interest: 30% (₦6,000)
• Total Repayment: ₦26,000
• Weekly Repayment: ₦3,250

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TIER PROGRESSION REQUIREMENTS:

1 successful TIER 1 repayments required to unlock TIER 2.

No missed payments 

No active overdue payments

Borrower score MUST remain in good standing

Tier 2 (Up to ₦30,000)

Loan Amount: ₦30,000

15% over 4 Weeks

30% over 8 Weeks

----------

Option A – 4 Weeks

• Interest: 15% (₦4,500)
• Total Repayment: ₦34,500
• Weekly Repayment: ₦8,625

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Option B – 8 Weeks

• Interest: 30% (₦9,000)
• Total Repayment: ₦39,000
• Weekly Repayment: ₦4,875

-----------

TIER PROGRESSION REQUIREMENTS 

1 successful TIER 2 repayment required to unlock TIER 3.

No missed payments 

No active overdue payments

Borrower score MUST remain in good standing

Tier 3 (Up to ₦40,000)

Loan Details – ₦40,000

15% over 4 Weeks

25% over 8 Weeks

35% over 12 Weeks

 

Option A – 4 Weeks
• Loan Amount: ₦40,000
• Interest: 15% (₦6,000)
• Total Repayment: ₦46,000
• Weekly Repayment: ₦11,500

 

Option B – 8 Weeks
• Loan Amount: ₦40,000
• Interest: 25% (₦10,000)
• Total Repayment: ₦50,000
• Weekly Repayment: ₦6,250

 

Option C – 12 Weeks
• Loan Amount: ₦40,000
• Interest: 35% (₦14,000)
• Total Repayment: ₦54,000
• Weekly Repayment: ₦4,500

 

TIER PROGRESSION REQUIREMENTS:

1 successful TIER 3 repayments required to unlock TIER 4.

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 4 ( Up to ₦50,000)

Loan Amount: ₦50,000

15% over 4 Weeks
25% over 8 Weeks
35% over 12 Weeks

-----------


Option A – 4 Weeks

• Interest: 15% (₦7,500)
• Total Repayment: ₦57,500
• Weekly Repayment: ₦14,375

-----------

Option B – 8 Weeks

• Interest: 25% (₦12,500)
• Total Repayment: ₦62,500
• Weekly Repayment: ₦7,812.50

-----------

Option C – 12 Weeks

• Interest: 35% (₦17,500)
• Total Repayment: ₦67,500
• Weekly Repayment: ₦5,625

-----------

TIER PROGRESSION REQUIREMENTS 

2 successful TIER 4 repayments required to unlock TIER 5

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 5 (Up to ₦75,000)

Loan Amount: ₦75,000

15% over 4 Weeks
20% over 8 Weeks
25% over 12 Weeks
30% over 16 Weeks

-----------

Option A – 4 Weeks

• Interest: 15% (₦11,250)
• Total Repayment: ₦86,250
• Weekly Repayment: ₦21,562.50

-----------

Option B – 8 Weeks

• Interest: 20% (₦15,000)
• Total Repayment: ₦90,000
• Weekly Repayment: ₦11,250

-----------

Option C – 12 Weeks

• Interest: 25% (₦18,750)
• Total Repayment: ₦93,750
• Weekly Repayment: ₦7,812.50

-----------

Option D – 16 Weeks

• Interest: 30% (₦22,500)
• Total Repayment: ₦97,500
• Weekly Repayment: ₦6,093.75

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TIER PROGRESSION REQUIREMENTS 

2 successful TIER 5 repayments required to unlock TIER 6

No missed payments 

No active overdue payments

Borrower score MUST remain in good standing

No late payments or payment extensions during the qualification period.

Tier 6 (Up to ₦100,000)

Loan Amount: ₦100,000

15% over 4 Weeks
20% over 8 Weeks
25% over 12 Weeks
30% over 16 Weeks

------------

Option A – 4 Weeks

• Interest: 15% (₦15,000)
• Total Repayment: ₦115,000
• Weekly Repayment: ₦28,750

------------

Option B – 8 Weeks

• Interest: 20% (₦20,000)
• Total Repayment: ₦120,000
• Weekly Repayment: ₦15,000

------------

Option C – 12 Weeks

• Interest: 25% (₦25,000)
• Total Repayment: ₦125,000
• Weekly Repayment: ₦10,416.67

------------

Option D – 16 Weeks

• Interest: 30% (₦30,000)
• Total Repayment: ₦130,000
• Weekly Repayment: ₦8,125

------------

Option E – 20 Weeks

• Interest: 35% (₦35,000)
• Total Repayment: ₦135,000
• Weekly Repayment: ₦6,750

 

TIER PROGRESSION REQUIREMENTS 

3 successful TIER 6 repayments required to unlock TIER 7

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

No late payments or payment extensions during the qualification period.

Tier 7 (Up to ₦125,000)

 

Loan Details – ₦125,000

15% over 4 Weeks

20% over 8 Weeks

25% over 12 Weeks

30% over 16 Weeks

35% over 20 Weeks

 

Option A – 4 Weeks
• Loan Amount: ₦125,000
• Interest: 15% (₦18,750)
• Total Repayment: ₦143,750
• Weekly Repayment: ₦35,937.50

 

Option B – 8 Weeks
• Loan Amount: ₦125,000
• Interest: 20% (₦25,000)
• Total Repayment: ₦150,000
• Weekly Repayment: ₦18,750

 

Option C – 12 Weeks
• Loan Amount: ₦125,000
• Interest: 25% (₦31,250)
• Total Repayment: ₦156,250
• Weekly Repayment: ₦13,020.83

 

Option D – 16 Weeks
• Loan Amount: ₦125,000
• Interest: 30% (₦37,500)
• Total Repayment: ₦162,500
• Weekly Repayment: ₦10,156.25

 

Option E – 20 Weeks
• Loan Amount: ₦125,000
• Interest: 35% (₦43,750)
• Total Repayment: ₦168,750
• Weekly Repayment: ₦8,437.50

 

TIER PROGRESSION REQUIREMENTS:

3 successful TIER 7 repayments required to unlock TIER 8

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 8 (Up to ₦150,000)

Loan Amount: ₦150,000

15% over 4 Weeks
20% over 8 Weeks
25% over 12 Weeks
30% over 16 Weeks

-----------

Option A – 4 Weeks

• Interest: 15% (₦22,500)
• Total Repayment: ₦172,500
• Weekly Repayment: ₦43,125

-----------

Option B – 8 Weeks

• Interest: 20% (₦30,000)
• Total Repayment: ₦180,000
• Weekly Repayments: ₦22,500

-----------

Option C – 12 Weeks

• Interest: 25% (₦37,500)
• Total Repayment: ₦187,500
• Weekly Repayment: ₦15,625

------------

Option D – 16 Weeks

• Interest: 30% (₦45,000)
• Total Repayment: ₦195,000
• Weekly Repayment: ₦12,187.50

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Option E – 20 Weeks

• Interest: 35% (₦52,500)
• Total Repayment: ₦202,500
• Weekly Repayment: ₦10,125

 

TIER PROGRESSION REQUIREMENTS 

3 successful TIER 8 repayments required to unlock TIER 9

No missed payments 

No active overdue payments

Borrower score MUST remain in good standing

No late payments or payment extensions during the qualification period.

Tier 9 (Up to ₦175,000)

Loan Details – ₦175,000

15% over 4 Weeks

20% over 8 Weeks

25% over 12 Weeks

30% over 16 Weeks

35% over 20 Weeks

 

Option A – 4 Weeks
• Loan Amount: ₦175,000
• Interest: 15% (₦26,250)
• Total Repayment: ₦201,250
• Weekly Repayment: ₦50,312.50

 

Option B – 8 Weeks
• Loan Amount: ₦175,000
• Interest: 20% (₦35,000)
• Total Repayment: ₦210,000
• Weekly Repayment: ₦26,250

 

Option C – 12 Weeks
• Loan Amount: ₦175,000
• Interest: 25% (₦43,750)
• Total Repayment: ₦218,750
• Weekly Repayment: ₦18,229.17

 

Option D – 16 Weeks
• Loan Amount: ₦175,000
• Interest: 30% (₦52,500)
• Total Repayment: ₦227,500
• Weekly Repayment: ₦14,218.75

 

Option E – 20 Weeks
• Loan Amount: ₦175,000
• Interest: 35% (₦61,250)
• Total Repayment: ₦236,250
• Weekly Repayment: ₦11,812.50

 

TIER PROGRESSION REQUIREMENTS:

3 successful TIER 9 repayments required to unlock TIER 10

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 10 (Up to ₦200,000)

Loan Details – ₦200,000

10% over 4 Weeks

15% over 8 Weeks

20% over 12 Weeks

25% over 16 Weeks

30% over 20 Weeks

35% over 24 Weeks

⸻

Option A – 4 Weeks
• Loan Amount: ₦200,000
• Interest: 10% (₦20,000)
• Total Repayment: ₦220,000
• Weekly Repayment: ₦55,000

⸻

Option B – 8 Weeks
• Loan Amount: ₦200,000
• Interest: 15% (₦30,000)
• Total Repayment: ₦230,000
• Weekly Repayment: ₦28,750

⸻

Option C – 12 Weeks
• Loan Amount: ₦200,000
• Interest: 20% (₦40,000)
• Total Repayment: ₦240,000
• Weekly Repayment: ₦20,000

⸻

Option D – 16 Weeks
• Loan Amount: ₦200,000
• Interest: 25% (₦50,000)
• Total Repayment: ₦250,000
• Weekly Repayment: ₦15,625

⸻

Option E – 20 Weeks
• Loan Amount: ₦200,000
• Interest: 30% (₦60,000)
• Total Repayment: ₦260,000
• Weekly Repayment: ₦13,000

⸻

Option F – 24 Weeks
• Loan Amount: ₦200,000
• Interest: 35% (₦70,000)
• Total Repayment: ₦270,000
• Weekly Repayment: ₦11,250

⸻

TIER PROGRESSION REQUIREMENTS:

4 successful TIER 10 repayments required to unlock Tier 11

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 11 (Up to ₦250,000)

Loan Amount: ₦250,000

10% over 4 Weeks
15% over 8 Weeks
20% over 12 Weeks
25% over 16 Weeks

-----------

Option A – 4 Weeks

• Interest: 10% (₦25,000)
• Total Repayment: ₦275,000
• Weekly Repayment: ₦68,750

-----------

Option B – 8 Weeks

• Interest: 15% (₦37,500)
• Total Repayment: ₦287,500
• Weekly Repayment: ₦35,937.50

-----------

Option C – 12 Weeks

• Interest: 20% (₦50,000)
• Total Repayment: ₦300,000
• Weekly Repayment: ₦25,000

-----------

Option D – 16 Weeks

• Interest: 25% (₦62,500)
• Total Repayment: ₦312,500
• Weekly Repayment: ₦19,531.25

-----------

Option E – 20 Weeks

• Interest: 30% (₦75,000)
• Total Repayment: ₦325,000
• Weekly Repayment: ₦16,250

-----------

Option F – 24 Weeks

• Interest: 35% (₦87,500)
• Total Repayment: ₦337,500
• Weekly Repayment: ₦14.062.50

 

TIER PROGRESSION REQUIREMENTS 

4 successful TIER 11 repayments required to unlock TIER 12

No missed payments 

No active overdue payments

Borrower score MUST remain in good standing

No late payments or payment extensions during the qualification period.

Tier 12 (Up to ₦300,000)

Loan Details – ₦300,000

 

10% over 4 Weeks

 

15% over 8 Weeks

 

20% over 12 Weeks

 

25% over 16 Weeks

 

30% over 20 Weeks

 

35% over 24 Weeks

 

⸻

 

Option A – 4 Weeks

• Loan Amount: ₦300,000

• Interest: 10% (₦30,000)

• Total Repayment: ₦330,000

• Weekly Repayment: ₦82,500

 

⸻

 

Option B – 8 Weeks

• Loan Amount: ₦300,000

• Interest: 15% (₦45,000)

• Total Repayment: ₦345,000

• Weekly Repayment: ₦43,125

 

⸻

 

Option C – 12 Weeks

• Loan Amount: ₦300,000

• Interest: 20% (₦60,000)

• Total Repayment: ₦360,000

• Weekly Repayment: ₦30,000

 

⸻

 

Option D – 16 Weeks

• Loan Amount: ₦300,000

• Interest: 25% (₦75,000)

• Total Repayment: ₦375,000

• Weekly Repayment: ₦23,437.50

 

⸻

 

Option E – 20 Weeks

• Loan Amount: ₦300,000

• Interest: 30% (₦90,000)

• Total Repayment: ₦390,000

• Weekly Repayment: ₦19,500

 

⸻

 

Option F – 24 Weeks

• Loan Amount: ₦300,000

• Interest: 35% (₦105,000)

• Total Repayment: ₦405,000

• Weekly Repayment: ₦16,875

 

⸻

 

TIER PROGRESSION REQUIREMENTS:

 

4 successful TIER 12 repayments required to unlock Tier 13

 

No missed payments

 

No active overdue payments

 

Borrower score MUST remain in good standing

Tier 13 (Up to ₦350,000)

Loan Details – ₦350,000

10% over 4 Weeks

15% over 8 Weeks

20% over 12 Weeks

25% over 16 Weeks

30% over 20 Weeks

35% over 24 Weeks

⸻

Option A – 4 Weeks
• Loan Amount: ₦350,000
• Interest: 10% (₦35,000)
• Total Repayment: ₦385,000
• Weekly Repayment: ₦96,250

⸻

Option B – 8 Weeks
• Loan Amount: ₦350,000
• Interest: 15% (₦52,500)
• Total Repayment: ₦402,500
• Weekly Repayment: ₦50,312.50

⸻

Option C – 12 Weeks
• Loan Amount: ₦350,000
• Interest: 20% (₦70,000)
• Total Repayment: ₦420,000
• Weekly Repayment: ₦35,000

⸻

Option D – 16 Weeks
• Loan Amount: ₦350,000
• Interest: 25% (₦87,500)
• Total Repayment: ₦437,500
• Weekly Repayment: ₦27,343.75

⸻

Option E – 20 Weeks
• Loan Amount: ₦350,000
• Interest: 30% (₦105,000)
• Total Repayment: ₦455,000
• Weekly Repayment: ₦22,750

⸻

Option F – 24 Weeks
• Loan Amount: ₦350,000
• Interest: 35% (₦122,500)
• Total Repayment: ₦472,500
• Weekly Repayment: ₦19,687.50

⸻

TIER PROGRESSION REQUIREMENTS:

3 successful TIER 13 repayments required to unlock TIER 14

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 14 (Up to ₦400,000)

Loan Details – ₦400,000

10% over 4 Weeks

15% over 8 Weeks

20% over 12 Weeks

25% over 16 Weeks

30% over 20 Weeks

35% over 24 Weeks

⸻

Option A – 4 Weeks
• Loan Amount: ₦400,000
• Interest: 10% (₦40,000)
• Total Repayment: ₦440,000
• Weekly Repayment: ₦110,000

⸻

Option B – 8 Weeks
• Loan Amount: ₦400,000
• Interest: 15% (₦60,000)
• Total Repayment: ₦460,000
• Weekly Repayment: ₦57,500

⸻

Option C – 12 Weeks
• Loan Amount: ₦400,000
• Interest: 20% (₦80,000)
• Total Repayment: ₦480,000
• Weekly Repayment: ₦40,000

⸻

Option D – 16 Weeks
• Loan Amount: ₦400,000
• Interest: 25% (₦100,000)
• Total Repayment: ₦500,000
• Weekly Repayment: ₦31,250

⸻

Option E – 20 Weeks
• Loan Amount: ₦400,000
• Interest: 30% (₦120,000)
• Total Repayment: ₦520,000
• Weekly Repayment: ₦26,000

⸻

Option F – 24 Weeks
• Loan Amount: ₦400,000
• Interest: 35% (₦140,000)
• Total Repayment: ₦540,000
• Weekly Repayment: ₦22,500

⸻

TIER PROGRESSION REQUIREMENTS:

4 successful TIER 14 repayments required to unlock Tier 15.

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 15 (Up to ₦500,000)

Loan Amount: ₦500,000

10% over 4 Weeks
15% over 8 Weeks
20% over 12 Weeks
25% over 16 Weeks

-----------

Option A – 4 Weeks

• Interest: 10% (₦50,000)
• Total Repayment: ₦550,000
• Weekly Repayment: ₦137,500

----------

Option B – 8 Weeks

• Interest: 15% (₦75,000)
• Total Repayment: ₦575,000
• Weekly Repayment: ₦71,875

----------

Option C – 12 Weeks

• Interest: 20% (₦100,000)
• Total Repayment: ₦600,000
• Weekly Repayment: ₦50,000

----------

Option D – 16 Weeks

• Interest: 25% (₦125,000)
• Total Repayment: ₦625,000
• Weekly Repayment: ₦39,062.50

----------

Option E – 20 Weeks

• Interest: 30% (₦150,000)
• Total Repayment: ₦650,000
• Weekly Repayment: ₦32,500

----------

Option F – 24 Weeks

• Interest: 35% (₦175,000)
• Total Repayment: ₦675,000
• Weekly Repayment: ₦28,125

 

TIER PROGRESSION REQUIREMENTS 

Available by INVITATION ONLY

Minimum of 4 successful TIER 15 repayments.

No late payments or payment extensions during the qualification period.

Subject to account review.

Tier 16 (Up to ₦600,000)

Loan Details – ₦600,000

10% over 4 Weeks

15% over 8 Weeks

20% over 12 Weeks

25% over 16 Weeks

30% over 20 Weeks

35% over 24 Weeks

⸻

Option A – 4 Weeks
• Loan Amount: ₦600,000
• Interest: 10% (₦60,000)
• Total Repayment: ₦660,000
• Weekly Repayment: ₦165,000

⸻

Option B – 8 Weeks
• Loan Amount: ₦600,000
• Interest: 15% (₦90,000)
• Total Repayment: ₦690,000
• Weekly Repayment: ₦86,250

⸻

Option C – 12 Weeks
• Loan Amount: ₦600,000
• Interest: 20% (₦120,000)
• Total Repayment: ₦720,000
• Weekly Repayment: ₦60,000

⸻

Option D – 16 Weeks
• Loan Amount: ₦600,000
• Interest: 25% (₦150,000)
• Total Repayment: ₦750,000
• Weekly Repayment: ₦46,875

⸻

Option E – 20 Weeks
• Loan Amount: ₦600,000
• Interest: 30% (₦180,000)
• Total Repayment: ₦780,000
• Weekly Repayment: ₦39,000

⸻

Option F – 24 Weeks
• Loan Amount: ₦600,000
• Interest: 35% (₦210,000)
• Total Repayment: ₦810,000
• Weekly Repayment: ₦33,750

⸻

TIER PROGRESSION REQUIREMENTS:

4 successful TIER 16 repayments required to unlock TIER 17.

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 17 (Up to ₦700,000)

Loan Details – ₦700,000

10% over 4 Weeks

15% over 8 Weeks

20% over 12 Weeks

25% over 16 Weeks

30% over 20 Weeks

35% over 24 Weeks

⸻

Option A – 4 Weeks
• Loan Amount: ₦700,000
• Interest: 10% (₦70,000)
• Total Repayment: ₦770,000
• Weekly Repayment: ₦192,500

⸻

Option B – 8 Weeks
• Loan Amount: ₦700,000
• Interest: 15% (₦105,000)
• Total Repayment: ₦805,000
• Weekly Repayment: ₦100,625

⸻

Option C – 12 Weeks
• Loan Amount: ₦700,000
• Interest: 20% (₦140,000)
• Total Repayment: ₦840,000
• Weekly Repayment: ₦70,000

⸻

Option D – 16 Weeks
• Loan Amount: ₦700,000
• Interest: 25% (₦175,000)
• Total Repayment: ₦875,000
• Weekly Repayment: ₦54,687.50

⸻

Option E – 20 Weeks
• Loan Amount: ₦700,000
• Interest: 30% (₦210,000)
• Total Repayment: ₦910,000
• Weekly Repayment: ₦45,500

⸻

Option F – 24 Weeks
• Loan Amount: ₦700,000
• Interest: 35% (₦245,000)
• Total Repayment: ₦945,000
• Weekly Repayment: ₦39,375

⸻

TIER PROGRESSION REQUIREMENTS:

4 successful TIER 17 repayments required to unlock TIER 18

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 18 (Up to ₦800,000)

Loan Details – ₦800,000

10% over 4 Weeks

15% over 8 Weeks

20% over 12 Weeks

25% over 16 Weeks

30% over 20 Weeks

35% over 24 Weeks

⸻

Option A – 4 Weeks
• Loan Amount: ₦800,000
• Interest: 10% (₦80,000)
• Total Repayment: ₦880,000
• Weekly Repayment: ₦220,000

⸻

Option B – 8 Weeks
• Loan Amount: ₦800,000
• Interest: 15% (₦120,000)
• Total Repayment: ₦920,000
• Weekly Repayment: ₦115,000

⸻

Option C – 12 Weeks
• Loan Amount: ₦800,000
• Interest: 20% (₦160,000)
• Total Repayment: ₦960,000
• Weekly Repayment: ₦80,000

⸻

Option D – 16 Weeks
• Loan Amount: ₦800,000
• Interest: 25% (₦200,000)
• Total Repayment: ₦1,000,000
• Weekly Repayment: ₦62,500

⸻

Option E – 20 Weeks
• Loan Amount: ₦800,000
• Interest: 30% (₦240,000)
• Total Repayment: ₦1,040,000
• Weekly Repayment: ₦52,000

⸻

Option F – 24 Weeks
• Loan Amount: ₦800,000
• Interest: 35% (₦280,000)
• Total Repayment: ₦1,080,000
• Weekly Repayment: ₦45,000

⸻

TIER PROGRESSION REQUIREMENTS:

4 successful TIER 18 repayments required to unlock TIER 19

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 19 (Up to ₦900,000)

Loan Details – ₦900,000

10% over 4 Weeks

15% over 8 Weeks

20% over 12 Weeks

25% over 16 Weeks

30% over 20 Weeks

35% over 24 Weeks

⸻

Option A – 4 Weeks
• Loan Amount: ₦900,000
• Interest: 10% (₦90,000)
• Total Repayment: ₦990,000
• Weekly Repayment: ₦247,500

⸻

Option B – 8 Weeks
• Loan Amount: ₦900,000
• Interest: 15% (₦135,000)
• Total Repayment: ₦1,035,000
• Weekly Repayment: ₦129,375

⸻

Option C – 12 Weeks
• Loan Amount: ₦900,000
• Interest: 20% (₦180,000)
• Total Repayment: ₦1,080,000
• Weekly Repayment: ₦90,000

⸻

Option D – 16 Weeks
• Loan Amount: ₦900,000
• Interest: 25% (₦225,000)
• Total Repayment: ₦1,125,000
• Weekly Repayment: ₦70,312.50

⸻

Option E – 20 Weeks
• Loan Amount: ₦900,000
• Interest: 30% (₦270,000)
• Total Repayment: ₦1,170,000
• Weekly Repayment: ₦58,500

⸻

Option F – 24 Weeks
• Loan Amount: ₦900,000
• Interest: 35% (₦315,000)
• Total Repayment: ₦1,215,000
• Weekly Repayment: ₦50,625

⸻

TIER PROGRESSION REQUIREMENTS:

4 successful TIER 19 repayments required to unlock TIER 20

No missed payments

No active overdue payments

Borrower score MUST remain in good standing

Tier 20 (Up to ₦1,000,000 and Above)

Loan Amount: ₦1,000,000

10% over 4 Weeks
15% over 8 Weeks
20% over 12 Weeks
25% over 16 Weeks

----------

Option A – 4 Weeks

• Interest: 10% (₦100,000)
• Total Repayment: ₦1,100,000
• Weekly Repayment: ₦275,000

----------

Option B – 8 Weeks

• Interest: 15% (₦150,000)
• Total Repayment: ₦1,150,000
• Weekly Repayment: ₦143,750

----------

Option C – 12 Weeks

• Interest: 20% (₦200,000)
• Total Repayment: ₦1,200,000
• Weekly Repayment: ₦100,000

----------

Option D – 16 Weeks

• Interest: 25% (₦250,000)
• Total Repayment: ₦1,250,000
• Weekly Repayment: ₦78,125

----------

Option E - 20 Weeks

• Interest: 30% (₦300,000)
• Total Repayment: ₦1,300,000
• Weekly Repayment: ₦65,000

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Option F – 24 Weeks

• Interest: 35% (₦350,000)
• Total Repayment: ₦1,350,000
• Weekly Repayment: ₦56,250

 

TIER PROGRESSION REQUIREMENTS 

Available by INVITATION ONLY.

Minimum of 4 successful TIER 19 repayments.

Exceptional repayment history required.

Subject to SureFlow Finance approval.


TIER PROGRESSION & ELIGIBILITY 

YOUR JOURNEY CAN GROW WITH YOU

Progressing through the SureFlow Finance lending tiers is not automatic, and we don’t believe it should be. Each new level is considered based on your previous borrowing experience, repayment history, affordability and overall account conduct.

As you build a consistent history with SureFlow Finance, you may become eligible to access higher borrowing levels over time. There is no need to rush your journey. Starting at a level that feels right for you and managing it responsibly is what creates the foundation for future opportunities.


IMPORTANT TIER INFORMATION 

A FEW THINGS WE LOOK AT

When considering progression, we may consider:

  • Your repayment history

  • Consistency of repayments

  • Any missed or late payments

  • Your communication with SureFlow Finance

  • Your current affordability and circumstances

  • Your overall account conduct

Progress is earned through consistency, not simply requested. Meeting the requirements for a particular tier does not automatically guarantee progression or approval. Every application remains subject to individual assessment, verification and affordability considerations.