LOAN CALCULATOR 

Estimate your potential repayment structure based on your selected loan amount, repayment duration, and applicable tier structure. Please note that all final approvals and repayment terms are subject to verification and assessment.

Loan Duration Interest Rate
4 Weeks Tier-Based
8 Weeks Tier-Based
12 Weeks Tier-Based
Tier System Maximum Duration
Tier 1- 2 4 - 8 Weeks
Tier 3 - 10 4 - 12Weeks

Repayment Structure & Interest Rate (%)

Tier 1 (Up to ₦15,000)
  • 15% over 4 weeks
  • 30% over 8 weeks

Tier 2 (Up to ₦30,000)
  • 15% over 4 weeks
  • 30% over 8 weeks

 

Tier 3 ( Up to ₦50,000)
  • 15% over 4 weeks
  • 25% over 8 weeks
  • 35% over 12 weeks

Tier 4 (Up to ₦75,000)
  • 15% over 4 weeks
  • 25% over 8 weeks
  • 35% over 12 weeks

Tier 5 (Up to ₦100,000)

 

  • 12% over 4 weeks
  • 22% over 8 weeks
  • 32% over 12 weeks

 

Tier 6 (Up to ₦150,000)

 

  • 12% over 4 weeks
  • 22% over 8 weeks
  • 32% over 12 weeks

 

Tier 7 (Up to ₦250,000)

 

  • 10% over 4 weeks
  • 20% over 8 weeks
  • 30% over 12 weeks

Tier 8 (Up to ₦500,000)
  • 10% over 4 weeks
  • 20% over 8 weeks
  • 30% over 12 weeks

Tier 9 (Up to ₦750,000)
  • 8% over 4 weeks
  • 16% over 8 weeks
  • 24% over 12 weeks

Tier 10 (Up to ₦1,000,000)
  • 8% over 4 weeks
  • 16% over 8 weeks
  • 24% over 12 weeks

 

Important Information 

Progression through loan tiers is not automatic. Advancement is subject to repayment history, affordability assessment, account conduct, verification checks, and final approval by SureFlow Finance. 

Repayment extensions may be considered in genuine circumstances but are not guaranteed and remain subject to approval.