BUILT ON TRUST. GROWING WITH CONFIDENCE - WELCOME TO TIER 12

💗 TRUSTED. CONSISTENT. REWARDED. 💗

Thank you for continuing to grow with SureFlow Finance. Every step of your journey has been shaped by the commitments you have honoured, the decisions you have made and the responsibility you have demonstrated along the way. As you progress into Tier 12, we recognise the continued effort behind your journey and appreciate the relationship we have built together. Trust is not established in a single moment; it grows through consistent actions, honest communication and the willingness to approach each financial commitment with care.

As you move into this next stage, you may now apply for financial support of up to ₦300,000, subject to affordability checks, verification and final approval. We encourage you to approach this opportunity thoughtfully, taking time to consider your needs, your plans and the repayment commitment that comes with the amount you request. Financial progress is most meaningful when it supports your goals while allowing you to remain comfortable and in control of your other responsibilities.

WHAT YOU STAND TO GAIN

YOUR TIER 12 BENEFITS:

💗 Apply for loans up to ₦300,000

💗 Priority application review

💗 Continue building your Trust Score

💗 Progress towards Tier 13 eligibility

BEFORE YOU APPLY

This invitation is intended exclusively for customers invited to apply for Tier 12.

Applications remain subject to assessment and approval.

Please ensure any changes to the following have been updated before submitting your application:

• Residential address

• Employment

• Income

• Contact details

• Banking information

• Guarantor information

SOMETHING WORTH REMEMBERING

Before submitting your application, please review our Loan Calculator, Repayment Schedule, and Loan Terms & Conditions. These tools will help you understand your repayment obligations and choose a loan amount that is suitable for your financial circumstances. At SureFlow Finance, we are committed to responsible lending, transparency, and supporting our customers in making informed financial decisions.

Please note that submitting an application does not guarantee approval. All applications remain subject to affordability assessments, verification checks, and final approval. While your positive repayment history will be considered as part of our assessment, every application is reviewed individually to ensure lending remains responsible, sustainable, and fair.

Thank you for your continued trust in SureFlow Finance. We look forward to supporting you on the next stage of your financial journey. 💗

REPEAT GUARANTOR INFORMATION

Before submitting your application, we recommend sharing the Repeat Guarantor Information Form with your proposed guarantor so they are aware of the information and supporting documents that will be required. Please note that a guarantor may use the Repeat Guarantor Form if they have previously completed and successfully passed a guarantor verification process on your behalf.

⭐ YOUR CURRENT BORROWING LIMIT UNDER TIER 12 IS UP TO ₦300,000.

SureFlow Finance Client Reference Number *

If your previous identification document is no longer valid or has expired, please upload a current and valid government-issued identification document.

Updated proof of address document dated within the last 3 months. Acceptable documents may include a utility bill, bank statement, tenancy agreement, or any other official document showing your name and current residential address. *

Bank statement covering the most recent 3 month period. The statement should clearly display your name, account details, transaction history, and statement date. *

Upload your most recent credit report from CRC Credit Bureau or FirstCentral. (Required once every 12 months; if submitted within the past year, no new report is needed). *

What is the loan amount you are requesting? You may request up to a maximum of ₦300,000. *

What is the intended purpose of the loan? *

Personal / Emergency
Business Support
Education / School Fees
Medical Bill

What repayment period are you requesting for this loan? *

4 Weeks [10% Interest]
8 Weeks [15% Interest]
12 Weeks [20% Interest]
16 Weeks [25% Interest]
20 Weeks [30% Interest]
24 Weeks [35% Interest]

Full bank details, including Account Name, Bank Name and Account Number. Ensure all information is accurate, as these details may be used for loan disbursement and account verification purposes.

Are you using the same guarantor from your previous loan application? *

Yes, I'm using the same guarantor
No, I'm using a new guarantor
No, I'm a Signature Access Member

If you are using a new guarantor please provide their full name, phone number, and email address; including their relationship to you. Please note that family members are NOT accepted as guarantors.

Do you authorise SureFlow Finance to verify any information and supporting documents provided in this application where necessary for verification, compliance, affordability assessment, and loan processing purposes? *

Yes
No