WELCOME BACK TO TIER 1

💗 CONTINUE BUILDING YOUR TRUST JOURNEY 💗

Thank you for choosing SureFlow Finance again.

We understand that every financial journey is different. Some customers choose to borrow within Tier 1 more than once before progressing to higher lending tiers, and that’s perfectly okay. Every successful repayment continues to strengthen your Trust Score and borrowing history.

As you continue your borrowing journey, we encourage you to borrow only what you can comfortably afford to repay. Responsible borrowing not only protects your financial wellbeing but also strengthens your borrowing history with SureFlow Finance. Every successful repayment helps build your Trust Score and brings you closer to higher borrowing tiers and additional opportunities.

Before submitting your application, please review our Loan Calculator, Repayment Schedule, and Loan Terms & Conditions. These tools will help you understand your repayment obligations and choose a loan amount that is suitable for your financial circumstances.

At SureFlow Finance, we are committed to responsible lending, transparency, and supporting our customers in making informed financial decisions.

Please note that submitting an application does not guarantee approval. All applications remain subject to affordability assessments, verification checks, and final approval. While your positive repayment history will be considered as part of our assessment, every application is reviewed individually to ensure lending remains responsible, sustainable, and fair.

YOUR TIER 1 BENEFITS:

💗 Apply for loans up to ₦20,000

💗 Continue building your Trust Score

💗 Strengthen your repayment history

💗 Progress towards Tier 2 eligibility

BEFORE YOU APPLY

This invitation is intended exclusively for SureFlow customers applying for another Tier 1 loan.

Applications remain subject to assessment and approval.

Please ensure any changes to the following have been updated before submitting your application:

• Residential address

• Employment

• Income

• Contact details

• Banking information

• Guarantor information

REPEAT GUARANTOR INFORMATION

Before submitting your application, we recommend sharing the Repeat Guarantor Information Form with your proposed guarantor so they are aware of the information and supporting documents that will be required.

Please note that a guarantor may use the Repeat Guarantor Form if they have previously completed and successfully passed a guarantor verification process on your behalf.

⭐ YOUR CURRENT BORROWING LIMIT UNDER TIER 1 IS UP TO ₦20,000.

Full Name

Date of Birth

Email address

Phone Number

SureFlow Finance Client Reference Number

Is the identification document you submitted with your previous application still valid and up to date?

Yes
No

If your previous identification document is no longer valid or has expired, please upload a current and valid government-issued identification document.

Updated proof of address document dated within the last 3 months. Acceptable documents may include a utility bill, bank statement, tenancy agreement, or any other official document showing your name and current residential address.

Full residential address, including house/building number, street name, town/city, county/state (where applicable), and postcode/ZIP code.

Updated proof of employment or business activity. Examples may include a recent payslip, employment letter, business registration document, business bank statement, invoices, or any other supporting evidence that confirms your current source of income.

Bank statement covering the most recent 3 month period. The statement should clearly display your name, account details, transaction history, and statement date.

What is the loan amount you are requesting for? [Please enter the amount you wish to borrow.

₦7,500
₦10,000
₦15,000
₦20,000

What repayment period are you requesting for this loan?

4 Weeks
8 Weeks

Full bank details, including Account Name, Bank Name and Account Number. Ensure all information is accurate, as these details may be used for loan disbursement and account verification purposes.

Are you using the same guarantor or next of kin from your previous loan application?

Next of Kin
Guarantor

Next of Kin or Guarantor’s full legal name as it appears on their identification documents.

Next of Kin or Guarantor's Email Address

Next of Kin or Guarantor's Phone Number

Do you confirm that all information previously provided to SureFlow Finance remains accurate and up to date, except for any changes or updates disclosed within this application?

Yes
No

Do you authorise SureFlow Finance to verify any information and supporting documents provided in this application where necessary for verification, compliance, affordability assessment, and loan processing purposes?

Yes
No

Before clicking Submit, please ensure: ✓ All required fields have been completed. ✓ All required documents have been uploaded. ✓ Your bank statement covers the last 3 months and is in PDF format. ✓ Your selfie clearly shows your face and your ID. *

All required fields have been completed.

Send me a copy