SUREFLOW FINANCE LOAN BOOST

SOMETIMES, YOU NEED A LITTLE MORE ROOM.

Life doesn’t always follow the original plan. Sometimes an unexpected expense comes along, an opportunity presents itself, or you find yourself needing a little more financial support than you first expected. If you’re already a customer of SureFlow Finance, we’d be happy to hear from you. 💗

We understand that circumstances can change, and we want you to have a straightforward way to ask for additional support when you need it.

A FEW THINGS TO KNOW..,

We want you to feel clear and comfortable before making your request. A Loan Boost is a separate loan, so your existing loan and its repayment schedule will remain unchanged. Your request must stay within your current lending tier limit, and MUST NOT EXCEED HALF OF YOUR APPROVED LENDING TIER LIMIT. You’ll also need a good repayment history with no missed payments to be considered. All requests are subject to the Managing Director’s approval. Please take a moment to consider both repayment commitments and make sure they’re manageable for you. 💗

Before submitting your application, please review our Loan Calculator, Repayment Schedule, and Loan Terms & Conditions. These tools will help you understand your repayment obligations and choose a loan amount that is suitable for your financial circumstances. At SureFlow Finance, we are committed to responsible lending, transparency, and supporting our customers in making informed financial decisions.

Please note that submitting an application does not guarantee approval. All applications remain subject to affordability assessments, verification checks, and final approval. While your positive repayment history will be considered as part of our assessment, every application is reviewed individually to ensure lending remains responsible, sustainable, and fair.

LET’S EXPLORE YOUR OPTIONS TOGETHER.

A top-up loan gives eligible existing customers the opportunity to request an additional loan while their current loan is still active.

Unlike a loan restructuring, your top-up will be treated as a separate loan. Your existing loan will remain in place, with its original repayment obligations, while the new loan will have its own approved amount, terms and repayment schedule. This means you’ll need to consider both repayment commitments before making a request.

WHO CAN REQUEST A TOP-UP LOAN?

Top-up requests are available to existing SureFlow Finance customers from Tier 3 onwards, subject to the Managing Director’s approval.

To be considered, you must:

Have a good repayment history with SureFlow Finance.
Have made your repayments without missed payments.
Have demonstrated consistency and responsibility in managing your existing loan.
Meet the relevant assessment and approval requirements for the additional loan.

Meeting these conditions makes you eligible to be considered; it does not guarantee approval.

WHAT HAPPENS AFTER YOU APPLY?

01 — Tell us what you need: Complete the request form and let us know the additional amount you’re requesting and what you need it for.

02 — We’ll review your history: We’ll consider your existing loan, repayment record, current circumstances and ability to manage an additional repayment commitment.

03 — The Managing Director reviews your request: Every top-up request requires the Managing Director’s approval. We’ll let you know the outcome and explain any next steps.

04 — Understand your new loan before accepting: If your request is approved, we’ll communicate the new loan amount, interest, repayment schedule and applicable terms before you decide whether to proceed. Your existing loan remains separate, so please make sure you understand the combined repayment commitments before accepting the additional loan.

At SureFlow Finance, we value the relationship you’re building with us. We also believe that additional borrowing should make sense for your circumstances, not create unnecessary financial pressure. That’s why we look at your repayment history, your current situation and whether another loan is appropriate. If a top-up isn’t suitable at this time, we’ll communicate that respectfully. You don’t need to borrow more to prove your commitment to us. Responsible decisions matter, too.

REQUEST A TOP-UP LOAN.

If you’ve built a good repayment history with SureFlow Finance, have no missed payments and are from Tier 3 onwards, you’re welcome to submit a request for consideration. Tell us what you need, and we’ll take it from there.

SCRN Number *

Current Tier *

Existing loan amount and outstanding balance *

Amount requested *

Tell us what you need the additional loan for. *

What repayment period are you requesting for this loan boost? *

Are you using the same guarantor we have on file for you? *

Yes, I'm using the same guarantor
No, I'm using a new guarantor
No, I'm a Signature Access Member

If you are using a new guarantor please provide their full name, phone number, and email address; including their relationship to you. Please note that family members are NOT accepted as guarantors.

Full bank details, including: Account Name, Bank Name, Account Number. Ensure all information is accurate, as these details may be used for loan disbursement and account verification purposes. *

Do you understand that this loan boost is a separate loan? *

Yes
No

Please upload your Loan Boost Award issued to you by the Managing Director *

Do you understand that your Loan Boost request cannot exceed HALF of your current lending tier limit; and it's subject to the Managing Director’s approval. 💗 *

Yes
No